Your College Student Is 18: Why Parents Need Legal Authorizations Now 

As parents, we spend nearly two decades making every important decision for our children—doctors’ appointments, school enrollment, financial planning, you name it. But something surprising happens the day your child turns 18: in the eyes of the law, they are an adult. 

That means hospitals, colleges, and financial institutions no longer recognize your authority as a parent. You may want to help, but without your child’s written authorization, your hands are tied. What happens if they can’t give verbal permission? 

Imagine this: your college freshman is in an accident and rushed to the hospital. You call for updates, only to be told, “I’m sorry, we can’t release that information.” It’s a nightmare no parent wants to face. The good news? There are simple steps you and your child can take now to make sure you can still help when it matters most. 

Key Authorizations Every Parent Should Know 

Healthcare Power of Attorney (Medical POA) 

Allows your child to name you as the person who can make medical decisions if they can’t. Without it, you could be sidelined in an emergency. 

HIPAA Authorization 

Grants you access to your child’s medical information. Doctors cannot legally share details—even with parents—unless this form is signed. 

FERPA Release (Education Records) 

Permits you to speak with your child’s college about grades, financial aid, or disciplinary matters. Without it, you’re locked out. 

Durable Power of Attorney (Financial & Legal Matters) 

Enables you to handle practical issues like paying rent, managing bank accounts, or dealing with insurance if your child becomes incapacitated. 

Living Will / Advance Directive 

While rarely thought of for young adults, this ensures your child’s wishes are honored if they cannot speak for themselves. 

Why These Documents Matter 

– Peace of Mind: Both you and your student can feel confident knowing you can act in a crisis.
– Avoid Delays and Costs: Without authorizations, families face court proceedings to gain guardianship.
– Protect Independence: These documents don’t take away your child’s freedom, they simply provide a safety net. 

The Consequences of Doing Nothing 

If these authorizations aren’t in place, you may be:
– Blocked from speaking with doctors during a medical emergency.
– Shut out from school communication about grades or finances.
– Unable to pay your child’s bills or handle urgent matters.
– Forced into costly, time-consuming court proceedings. 

A Call to Action for Parents 

If your child is preparing to head off to college—or already there—the time to act is now. Don’t wait until a crisis makes you realize what you can’t do. 

We can help. The process is straightforward, affordable, and could make all the difference when life takes an unexpected turn. 

College is a season of independence—but with the right authorizations in place, you can stay connected, supportive, and ready to protect your child when it matters most. Contact us to learn more. 

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KT Williams Law PLLC | Serving Families in Estate Planning, Probate, and Estate Administration